Clear and honest advice

We don’t believe in giving you anything other than the clearest financial advice that we can. Whatever your circumstances, we will ensure that we have completely understood the situation before offering you guidance. We will work with you to find out exactly what your situation is. We need to see the whole picture to provide the right advice and, based upon a full and open disclosure of the circumstances, we will be able to see what options are open to you, allowing you to make an informed decision how you want to go forward.

Once you have decided the action that you will take, we will do everything we can to offer you the financial advice you need. If your financial position can be turned around then we will tell you how it can be done and your best chances of success. If it cannot then we will advise you on how best to declare insolvency, what follows and how you can make the best of it. Should you need to make voluntary arrangements, we will be able to guide you through the process.

At AJB Restructuring and Insolvency Limited we can advise on, and where appropriate, assist with implementing the following;

What we can do for Companies

Creditors Voluntary Liquidation (CVL) of a company that is insolvent and no longer viable

Compulsory Winding Up (WUC) of a company that is insolvent, through a Court process

Creditors Voluntary Arrangement (CVA) to achieve the survival of the company with the support of its creditors.

Administration (ADM) of a company that has a viable core business to sell but is currently insolvent

Members’ Voluntary Liquidation (MVL) – a solvent winding up of the company as part of a restructure of a corporate group, or where shareholders wish to extract value form the company.

What we can do for Individuals

Individual Voluntary Arrangement (IVA) to agree a formal repayment plan to your creditors